Friday, February 3, 2017Many Americans don't need to wonder if they need flood insurance — it's required as a condition of their home loan. But unlike car insurance, flood insurance isn't required simply because you own property. In these cases, flood insurance raises the same question as other insurance policies do: When does the premium outweigh the actual risk? READ MORE >>
Friday, January 27, 2017Having insurance is a lot like carrying an umbrella with you at all times: Most of the time it feels burdensome, but boy, are you glad to have it when the rain comes. The right insurance policies are key to a healthy financial life. Below, we've explained briefly which those are, plus when you should purchase them. READ MORE >>
Friday, January 20, 2017Your dog isn't just a good dog -- he's your best friend who wouldn't hurt a flea. But you might have to prove it to get your home insurance company to cover him, especially if he belongs to a breed with a reputation as aggressive. READ MORE >>
Friday, January 13, 2017Workers’ compensation was originally created to assure workers who suffer an on-the-job accident would get necessary medical treatment and receive a percentage of their wages while recovering. However, some saw this as a biased system. READ MORE >>
Friday, January 6, 2017A report just released by the National Highway Transportation Safety Administration (NHTSA) puts a $277 billion price tag on the economic costs of traffic crashes in the United States in 2010, a 20 percent increase over its 2000 data. The economic costs are equivalent to approximately $897 for every person living in the U. READ MORE >>
Friday, December 30, 2016Every year, we do it on the same day at the same time. The instant the calendar changes from the old year to the new one, we convince ourselves that this year will be different. We’re going to do everything we didn’t do in the past. It’s such a predictable ritual that it’s become part of our DNA. READ MORE >>
Friday, December 23, 2016Candles, lights and decorations are an essential part of the holiday season. Unfortunately, they also increase the risk of fire and injury. Each year fires occurring during the holiday season injure nearly 3,000 individuals and cause over $900 million in damage.* READ MORE >>
Friday, December 16, 2016It is the holiday season, a time for office parties and charity events. While gatherings can provide opportunities for professionals to mingle casually with their co-workers and clients and can help boost employee morale, they can also prove to be a liability for businesses that serve alcohol. READ MORE >>
Friday, December 9, 2016One quarter of all home burglaries occur during the winter months, according to the Federal Bureau of Investigation (FBI). That's when many homeowners are out-of-town for the holidays. Crooks will steal electronics and jewelry, even the presents under your tree! The Insurance Information Institute (I. READ MORE >>
Friday, December 2, 2016If your husband or wife drives up with a brand new dent on the car, you might not get the truth about what happened. Some 35% of spouses admitted to dinging the family car, then telling their loved one that someone else did it, according to a new survey by the insurance website insure.com. READ MORE >>
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